Group Insurance

Group Insurance

Our end-to-end approach to care and wellness, including focus on prevention and personal guidance, ensure excellent outcomes for your employees and real demonstrated value for your business.
Our health plans offer:

  • A wide range of in and out-of-network coverage options.
  • Coverage options available in the Small Business Health Options Program (SHOP).
  • A variety of network1 choices, from broad open access networks to smaller more managed networks.
  • A wide range of cost-sharing options including varying levels of copay, deductible, and coinsurance amounts and combinations.
  • Integrated solutions with a variety of tax-advantaged financial accounts <https://www.floridablue.com/employers/plans-services/financial-accounts> , such as Health Savings Accounts, Flexible Spending Accounts or Health Reimbursement Accounts.

Our health plans include:

  • Preventive care services such as checkups, routine mammograms and covered screenings provided in-network can be covered at no cost.
  • Prescription drug coverage for generic and brand name medications, plus the convenience of mail order.
  • Shopping tools to help your employees understand the quality and cost of medical services or prescription drugs.
  • Personalized nurse coaching and education programs for employees dealing with diabetes, asthma, heart disease, high cholesterol, depression and more.
  • Online lifestyle improvement and behavior change programs (e.g., tobacco, weight, stress, nutrition) to help employees achieve short and long term health improvement goals and enhance their overall well being
  • On-line health assessments to drive recommendations to your employees for managing health issues and actions to stay healthy
  • A 24-hour nurse line for unexpected and ongoing health care questions any time, day or night.
  • Free discount program with savings up to 50% on gym memberships, nutrition programs, personal care and specialty products.
  • Pediatric dental and vision coverage included with many of our plans.
  • A website and mobile apps to provide your employees with easy access to coverage details, health resources, and cost-saving tools.